WealthStream, an AI-native intelligence platform for wealth management, announced its public launch to address a structural problem the advisory industry can no longer ignore: personalized planning doesn’t scale. Deep planning judgment takes years to develop, is constrained by human capacity, and often walks out the door when senior advisors retire. WealthStream functions as an always-available digital planning team, giving every advisor access to senior-level planning capacity, so firms can deliver higher-quality advice with greater consistency.

The launch comes amid converging workforce pressures. Cerulli Associates reports approximately 109,000 advisors plan to retire in the next decade, while roughly 72% of new advisors leave the profession within five years. McKinsey projects the U.S. could face a shortage of 100,000 advisors by 2034 at current productivity levels.

WealthStream has been developed in close collaboration with advisory firms that are serving as co-development partners. The company’s strategic advisory board includes industry veterans like John Vaccaro, former Head of MassMutual Financial Advisors and Chairman Emeritus of MML Investors Services LLC, and Stuart Rubinstein, former President of Fidelity Wealth Technologies, among others. WealthStream is executing a controlled rollout with early firms, with general availability targeted for Q2 2026.

WealthStream uses specialist AI agents to analyze client data across planning categories and generate a complete set of planning considerations and recommendations for advisor review. Rather than requiring advisors to know what to ask, the system surfaces what matters, flags complexity drivers, and identifies dependencies that even experienced advisors can overlook under time pressure. Advisors remain in control: they validate outputs, apply judgment, and determine what to implement.

“Before AI, the playbook for scaling expertise has always been the same: recruit, train, and hope people stay,” said Dan Daum, CEO and co-founder of WealthStream. “That model is breaking. Hiring alone won’t solve the industry’s talent shortage. WealthStream turns advanced planning from a scarce resource into a scalable asset, putting senior-level planning capacity at every advisor’s fingertips from day one.”

“We’re at an inflection point where AI capabilities have matured enough to do something that wasn’t possible even a year ago,” said Abe Elias, CTO and co-founder of WealthStream. “Deep, personalized planning has never scaled. It’s too complex, too context-dependent, and too reliant on senior talent. Our system eliminates that ceiling. Firms can deliver advanced-level planning to every client without scaling headcount.”

“Most technology in this space focuses on making advisors faster,” said Stuart Rubinstein, former President of Fidelity Wealth Technologies and WealthStream strategic advisor. “WealthStream starts with the right question: how do you make advisors better? I think it could become a core part of the advisor desktop at any firm in the advice business.”

WealthStream will be exhibiting at the T3 Technology Conference in New Orleans, March 9–12, where the founding team will be available for meetings and demonstrations. To learn more or schedule a meeting, visit www.thewealthstream.com.